Brochure

A Product with Guaranteed Benefits and Limited Premium Payment option.

Guaranteed Money Back at Every 5 Years after completion of Half of the Policy Term

Guaranteed Additions with Sum Assured at the time of Maturity

Single Premium and Limited Premium Payment options are available

Advantages

Lower Premium for Female Lives
Premium Waiver Benefit Rider is available

Eligibility Criteria:

 

Age At Entry

Term

20

30

40

Minimum

8 Yrs

3 Yrs

90 Days

Maximum

Single Premium

60 Yrs

50 Yrs

40 Yrs

Limited Premium

55 Yrs

45 Yrs

35 Yrs

 

Age At Maturity

Term

20

30

40

Minimum

28 Yrs

33 Yrs

40 Yrs

Maximum

Single Premium

80 Yrs

Limited Premium

75 Yrs

 

Policy Terms Available: 20, 30 and 40 Years

Premium Paying Terms Available:  Single Premium, Limited Premium Paying Term i.e. Half of the Policy Term

 

Below Riders are Available:

  • Accident Benefit Rider
  • Accident Death and Disability Rider
  • Premium Waiver Benefit Rider
  • New Term Assurance Rider
  • New Critical Illness Benefit Rider

 

Guaranteed Benefits:

 

  1. Survival Benefits (% of Basic Sum Assured) at Every 5 Years after completion of Half of the Policy Term

Term

End of 10th Year

End of 15th Year

End of 20th Year

End of 25th Year

End of 30th Year

End of 35th Year

20

10%

10%

-

-

-

-

30

-

15%

15%

15%

-

-

40

-

-

20%

20%

20%

20%

  

  1. Maturity Benefit : Guaranteed Additions with Sum Assured at the time of Maturity
  2. Death Benefit:

    For Single Premium > 125% of Basic Sum Assured +Accrued Guaranteed Additions

    For Limited Premium > Higher of 125% of Basic Sum Assured or 7 times of the Annualized Premium.